There are Many Ways to Fund Your Online Start-Up

Starting a small online business is perhaps one of the easiest ways to start out as an entrepreneur, as you can often achieve your goals with fewer resources and less start-up capital than is possible when stating a more traditional business. However, you will almost certainly still need some cash to get things going. If you think you have a great online start-up idea, and now it’s just a matter of finding the cash to set things in motion, here is a guide to some of the ways you may be able to raise start-up capital:


If you have any significant savings, you might be hesitant to use them to fund an online business, but in many ways, it’s the best possible solution to your funding problem because you already have the money ready and waiting and you won’t have to worry about building up debts and accruing interest when you’re just starting out. Think of it as an investment in your future and a better way of life, and you’ll soon see the benefits of using your savings in this way.

Bank Loans

Bank loans are the go-to for entrepreneurs looking to set up an online business, but in some areas, they are becoming seriously difficult to secure. It is still, of course, always worth the effort to try and secure a bank loan for your venture because they tend to have more favorable interest rates than many other funding options out there.

Find Investors Via Start-Up Launch Platforms

Popular start-up launch platforms like are not only great places to find information about launching your first successful online business; they are also great ways to network with potential investors who might be willing to give you a shot. There are literally millions of members on these various websites, and if you can reach even just one of them with your idea, you could secure the funding, and assistance you need to really make a go of things.

Angel Investors

If you’ve never launched a  business before, choosing an angel investor as your main source of funding is never a bad idea because, not only will angel investors front you the cash you need to launch your burgeoning business, but they will also be there to help you through those early days with their experienced mentorship and advice. Good places to find out more about angel investors include the Angel Investment Network and Just bear in mind that angel investors will expect a return of 20 percent or more on their investments, which means that they aren’t the cheapest source of funding out there, although the help they offer more than makes up for that.

Online Loans

Online loans, including Payday cash advance options, probably aren’t suitable if you need thousands of dollars to get started, but if you’re looking for a short term loan to invest in a website and some basic content, so you can bootstrap your way to success, they might fit the bill. Just ensure you’re confident you can pay the loan back on time.

Crowdfunding Websites

Crowdfunding websites like Peerbackers and Kickstarter are ideal for online business start-ups to raise a little cash because the kind of people who back projects on them are the kind of people who get the internet and are happy to give philanthropically when they see a cool new idea. In order to run a successful crowdfunding campaign, you will, of course, need to create a solid pitch and offer some attractive incentives to bring the money in, but if you can do that, you should have no problem raising some start-up capital to get your company up and running. 

Incubators and Accelerators

Working in conjunction with incubators and accelerators is a great way to, not only raise the funds you need to make your business viable but also to get help from knowledgeable individuals who know the market inside out.

Of course, if you do work with incubators and accelerators, you will be expected to give them a significant role in your business, turning your great idea into a viable, thriving business that will benefit you all. Some incubators and accelerators will not only give you advice and start-up capital, but they will even give you your own office space where you can collaborate more closely with them.

Credit Cards

Using your own credit cards to fund your business can be quite risky, but if you only need a small amount of capital to invest in computers and other equipment, it shouldn’t be too much of a strain, especially if you can find a card that offers 0% on purchases for an extended period of time or a card which offers cashback, which will enable you to recoup some of your expenses.


There are numerous government grants which will award you varying amounts of capital to get your online business off the ground if you meet their requirements, and this money is usually completely free with no interest or repayments to be made. However, there are sometimes terms and conditions which must be adhered to, and competition is stiff, so you have to be really on your toes to win grants of any kind.

The Small Business Administration

It’s always worth getting in touch with the Small Business administration if you’re looking for small business funding because there are lots of programs that have been created to stimulate the economy, many of which involve offering loans,and sometimes even grants, to burgeoning entrepreneurs with good ideas and they often represent a much fairer deal than many other sources of funding available to start-ups.

Private Equity Firms

Private equity firms are the places to try if you’re looking for a larger investment, but it is unlikely you will have much success with them unless your business has a huge growth potential because these kinds of investors simply do not mess around.  

There are so many interesting ways to fund your business, that you should stop worrying and start seeing what you can do. Draw up a great business plan and start applying for

Just a regular computer user. I write for regular users like me. When we grow up we are taught basic security tips like how to cross the street. But we are not taught how to take care of ourselves online.